Financial services, namely, electronic transfer of funds to domestic and international recipients; merchant and marketplace services, namely, payment transaction processing services; electronic and on-line payment processing services; crowd funding payment processing services; providing electronic funds and currency transfer services, including the conversion of currencies; payment collection services, namely, acting as an intermediary for the collection of payments for customers; providing online accounts through which customers may direct payments into or make payments or withdrawals from such accounts, and may otherwise manage and track their payments balances; providing financial information via a web site; online currency exchange services; domestic and cross border bill payment services; payment processing services, namely, electronic processing of bill payment data, electronic foreign exchange payment processing; payment accounts receivable services; providing information services, namely, providing invoice data and financial information; funds transfer services; providing financial information by means of a computer database service.;